The home I live in used to belong to my brother! After he moved away, he chose to sell it to me rather than to a stranger! I had been living with him ever since I graduated from university so this was a great idea. I knew the area and was close with the community, so I wouldn’t have to start over in a new area like him. When I took over the house, I became responsible for its upkeep and maintenance. I had an idea of what it took to maintain a house, but nothing would have prepared me for the cost. My brother tried to warn me about the costs of being a homeowner, however I brushed it off as him trying to scare me! Later, I had to call him for advice and he laughed at me. At that time, I was having to pay a heating and air conditioning expert to come and maintenance or repair the cooling and gas furnace in the house. My brother is the one who told me about HVAC repair agreements which are much cheaper than the frequent payments. Another issue I was facing were high energy bills in the summer and winter. My brother told me the best person to speak to about this was an HVAC expert. They would tell me on how to lower our utility bills which was something I was desperate to do, and by going by this guidance, I booked a meeting with the heating and cooling dealer near me to discuss this matter. When driving to the office, I hoped they would be helpful because these high utility bills were hurting our finances each month.